a:5:{s:8:"template";s:56111:" {{ keyword }}

Posted on 13/03/2023 at 3:36 am by / {{ KEYWORDBYINDEX 36 }}

{{ keyword }}About Author

{{ keyword }}Leave a reply {{ KEYWORDBYINDEX 42 }}

";s:4:"text";s:24019:"Cant refinance my house cause my income has gone down sufficiently and banks are not easy to get mortgage money from now.The Obama plan is a joke, these banks don't give a ### about all the money they got a couple years ago. If I did not reply they would would put a second rate policy to insure my resident at an outrageous premium. Finally, a rude young man didnt want to talk to me and suggested I mail my documents to them, certified return receipt. Since then Selene has broken the law and lied to me. They just acquired loan from previous lender, Hello, Im a huge fan of you. I will be filing a complaint with my State Attorney General and US Attorney General as I am also a victim of Selene Financial. A call with Juan in Customer Service on April 11,2022 revealed that all payments had been Re: Loan # 661108 Nothing about their practices or handling of a purchased mortgage makes sense. and settle the claims of those who actually qualified for loan modification. It is destroying my credit. - Was first told it was mailed to us and that we cashed the check. Example: Select the dates, 01 Jan 2018 to 31 Dec 2018. I believe this company is in the business of fraud and property theft through misrepresentation. The title company has requested a pay off. Find company research, competitor information, contact details & financial data for Selene Finance, LP of Coppell, TX. I have talked to several people at Selene and I think they are truly a bunch of ###S! Now my house is going to auction on June 16th. A month ago I got a call from a Daniel Ellis regarding a loan modification. 17 North Irving Avenue 207 E. Canyon St., Colfax, WA 99111 I am interested in learning more about this lawsuit as I have been given a loan modification that is not a MOD but increasing my interest rate and adding fees .Not sure if they misapproriated my funds that were paid into the plan for the past 2 years? Resolved. www.TheDailyComplaint.com. Too many complaints with several as being unresolved. Click the Download arrow (near the Payment History tab), to download the . Thats insane. Founded in 2007 and headquartered in Houston, Texas, Selene Finance is a residential mortgage company. Bank of America just sold my note to Selene, and that is not a typo. I've been in "negotiations" with them for over a year. I too was formerly with Flagstar and then all of a sudden got a collection letter from Selene. Email us at LoanResolution@SeleneFinance.com. Selene Finance is a non bank mortgage servicer, essentially a debt collector. One lady stated she needed my SS number in order to look up my loan. Now I have Selene finance saying I have an active mortgage with them. The lawsuit filed against Selene finance alleged that the company had misled borrowers and caused them to believe that they could qualify for a loan modification, when they really couldnt. Our credit has never been worse. Penalties for making a payment after the grace period may . Selene Finance is not reporting my mortgage payments to the credit reporting agencies. endobj For example, if you have a credit card with a 16.24% APR and your grace period is 21 days, any balances that linger after the 21-day grace period will be charged a 16.24% APR. Its affordable and reliable. Ive asked them to add my name on loan so I can refinance with another bank. Basically I have to do their work! Now they are starting foreclosure stating I am in default. And one day in 2016 I got a call from Selene stating they were unable to obtain the loan modification information and approval from Bank Of America and that I needed to call BOA and obtain it for them or they were going foreclose regardless that I had made payments on time without fail to them for the past year. Fast forward to December 2017. Just for everyones information Selene is now a mortgage company. Email: LoanResolution@SeleneFinance.com Mail: Selene Finance LP 9990 Richmond Avenue, Suite 400 South Houston, TX 77042-8500 Fax: (866) 926-5498 Selene Finance LP will notify you that all information has been received upon receipt, and we will make a decision within 30 days of such notification. Company is unwilling and apparently unable to provide the customer with a pay off letter. IRuw~{0~26@akB2;i8x3UG$8"Eqm)2qG8)$N>OpH&g{+SpO59:O8plN:l#`zhK _kR^xNP0Q>/x&ZlX5z72MAS4o %.5(lK&O0P),e$.CL($T\\q;}^PE8X"-EJH`!wnm#f&Mt@Dg:x I also suggest hiring an attorney, mine has helped tremendously. They don't ever answer the phone and they have already increased my mortgage. I was very upset about this. Worst company ever not sure why no one is investigating them for fraud and scammer customers. This case was filed in U.S. District Courts, Nevada District. They would not give me back the money. I hope when someone they screwed over finds out they have a terminal disease they pack themselves up good and go to a Selene office and goes out with a bang. Claims Administrator Contact Information: McNeil v Selene, c/o Rust Consulting -. Dear FruseratedatVMF -- I'm in the same position. Type Private Status Active Founded 2007 HQ Houston, TX, US | view all locations Selene Finace are crooks. This is the kind of crap that pisses me off. "E R{&9621}~ |w3foIw"E}O?#_.4%+7HEH0%Z}@`h'S{pAr!RzU.> ^R69b{`_;Z>. This was supposed to be beneficial for the borrower. They said they will take if I go to Walmart on May 31st. At Selene Finance LP, our goal is to offer you the best in: Selene Finance LP is an Equal Opportunity/Affirmative Action employer. Not sure where that's coming from since the loan and escrow are both current. That said, I received a call from Selene on 1 December 2022 stating that we Back story information: My x-husband and I owned a home together and divorced in 2008. Heartbroken and lost, I just found out there was a lien I wasnt aware of in October 2008 for $75000 that Countrywide claimed they financed to another mortgage company to pay creditors so Countrywide and Recontrust filed the Reconveyance of Deed on a mortgage that was filed by another company made a $98000 loan to me and issued a check back to themselves for $75,000. Our servicing strategy is designed to reduce, mitigate, or eliminate loss exposure while maximizing cash flow. % I am in the midst of this horrible experience and concerned about what will happen next. Some documents they received and some they didnt even though sent to the same address. Plaintiff Robin M. filed a class action suit against Selene Finance on May 5, 2020. I faxed and emailed them over and over. On March 17, 2021 the final payment was made on the above noted property. If it is not in by the 1st, another late fee applies. I want to join in a class action with others..selene are absolute crooks, Having similar issues. It was ordered to pay its clients for the balance amount of the original loans plus legal fees and costs. The insurance company released 4 checks. I am going to an attorney and start legal action. They do this to me every year for the last 6 years. Yes I am a victim as well .I have been going through hell for a year with them . Thank you. At best Selene is a poorly run company. I gave them all the details and they are NOT PLEASED! I was on the phone for 40minutes. I am also in the process of taking legal action against them. This destroyed both out credit and since we had been reported we were unable to refinance. Victim since 2007, Need help foreclosed my house with no deed of trust in October of 2021 audit was done used as exibit A <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 10 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> They keep sending my mail to the wrong address. Phone: (877) 735-3637. And I will pay my loan on the last day of the grace period EVERY month and when they call me I will treat them like ### and be a rude as possible to who ever calls me. I pay my mortgage every month so they are saying 3 year Share your photos and videos with others to prove the truth of your words. Selene Finance Class Action Lawsuit. They just acquired loan from previous lender who acquired from chasegiving me runaround on loan mod ..I was originally supposed to put at end of loan with community loan servicing..was waiting on paperwork because they said I was approved.then next thing I know they said they no longer serviced loan..call selenefirst thing when I looked up for ph # horror story after horror story 1 star rating most people said only cause was that you couldnt give a zero star rating. By all the statements & complaints all over the place, this company should not be able to remain. Exactly on the first, even though payday doesn't always fall on the first; otherwise, late fees. I dont think they really know anything about my account. Arrived on the 14th at 12:50am. for the borrower. Selene Finance LP was the only one cc'd to ever complain about missing documents or signatures. 3rd request I have made to selene to send modification forms, and all I receive is letters asking me if I need help I called about a payment I sent and the customer service rep told me that their office was so small that they would know if they received a payment for a large amount. What should we expect from this case? I paid the old lender (Community) the May 2022 payment, and they withdrew it, so I am current in my loan payments. In the coming days you should receive a welcome letter officially notifying you of the transfer to Selene Finance LP. I am desperate to keep my house. Everyone here needs to file with the: The company provides those looking for homes loans. Houston, TX 77042-8500. Loan. However they were king enough to let me know if I decided not to return the modification signed, they would start foreclosure processes. Selene Finance LP has unscrupulous and deceptive practices. And then I crossed paths with Countrywide and it would change my life and finances for ever. They reported us every month after. Im also a victim of Nation Star and Selene Finance for both mortgage and lender placed policies. Good luck! The supervisors and managers was overworked because there was not enough of . Two days later my bank informed me Selene was trying to take another $1150 out of my account. Not sure why, my check arrived prior to the end of the grace period (15th). We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Selene Finance. I routinely look for posts to answer in hopes that it will not only bring hope and optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks like Bank of America, Chase, Citi and Wells Fargo that are "too big to fail" but yet don't appreciate the bailout that we provided in their time of need. Have not been able to get a list of creditors they claim were paid. I encourage EACH of you to do the same. Good luck to all of you. Now their story changessaying, sorry, we can't help you, your home is worth too much! Company Number 6147241-0181 Status Active Incorporation Date 10 March 2006 (almost 17 years ago) Company Type Limited Partnership - Foreign Jurisdiction Utah (US) Branch Branch of SELENE FINANCE LP (Delaware (US)) Registered Address. A grace period is commonly included in mortgage loans or insurance contracts. I will be taking extra care to get my payments to them, and may bump them up to get my house paid for in advance. Which I declined. I was told that my ex husband needed to resign the new modification and he refused . I refused it based on the fact that they could not promise a refi much less give details on condtions of refi. Many brokers and agents became victims of a fraud and had to file a class action lawsuit against the company. I told her I was not made aware by my attorney and she stated that didnt matter. I've never been late with payments. I owe very little and am worried that somehow they will pull a fast one once my case is released within the last 12 months. Your email address will not be published. I asked for validation of these fees on June 28 and they have failed to respond. Confirm the senders identity before replying to email requests and before opening email attachments or clicking on links (text messages as well), even if they appear to come from a legitimate source. I paid Rushmore Loan Management more money than Selene is giving my credit for. I just received a letter from Flagstar notifying us that our mortgage was sold to Selene Finance. We are also current on our loan. Not happy about this! Had a fire in 2017 and they took all but about a tenth of the money. I thought was being scammed, but later found out that they bought my loan. The insurance grace . Also, I was trying to dispute $1371 they charged for insurance. BOA said they sold my note. I received February's payment coupon, and noticed my payment is $101.50 more per month. Selene Finance, LP (trading name, 2008-01-31 - ) Selene (trading name, 2021-03-05 - ) Agent Name Corporation Service Company d/b/a CSC-Lawyers Incorporating Service Company Agent Address 211 E. 7th Street Suite 620, Austin, TX, 78701, USA Directors / Officers. Again Im sorry for your troubles. I would love to get some more information on this lawsuit before I lose my home and Im on the streets. los angeles regional water quality control board executive officer; montgomery high school baseball tickets. Good Luck to all and keep your reciepts, also helps to record the calls in case of a lawsuit. The problem with this company is the only thing they can do is hound you. The company Selene Finance LLC now has a location in New Jersey, and not just Texas- as it was reported online. I continued to pay my mortgage throughout the disaster and paid for all of the repairs out of my own pocket. I also noticed when they pay plaintiffs on a class action suit they use Rush, Consulting. Money, Selene Finance - lack of communication, fraud. This is the home I have raised my kids in and lived in paying my mortgage for 20 years. But she would not speak to me when I called. WTH they told me interest. I'm very unhappy with Selene Finance, my loan was paid off and 19 days later they still haven't send me my escrow account check. Then you are stuck with this BS scam whose sole purpose was to steal your home in the first place and NOT help you, just to find out how much they can make on your home when they sell it in a short sale or Sheriff's foreclosure. When the company learned that the original plan was to lower the rates of the loan from an average rate of around eleven percent to nearly three percent, this forced them to change the original plan to a plan that would charge the borrower even more money to make their loan modifications possible. Im so sorry to hear your Mom is having problems with Selene Finance. The mortgage was with Rushmore and then it was sold Selene Finance. Selene Finance LLC. Selene Finance | Better Business Bureau Profile (bbb.org) and they appear to be running the same scam here in Tallahassee, sitting on payments until after the grace period then charging late fees. I made my 1st mortgage payment to them Jan. 4th. The debt collectors like ASC, SPS, SLS, Green Tree, Bayview, Caliber, Selene, Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated. Or you don't qualify, after you have already committed time and effort to them and they have promised to have everything wrapped up within 30 days! Featured review. Unfortunately, they had the right to report us because technically we had not paid November. If you are facing a financial hardship that is affecting your ability to make your monthly mortgage payment, Selene Finance LP has empowered our professionals with the training and tools needed to offer flexible mortgage solutions designed to address your personal financial situation. They just use it as bonuses to ### employees to screw over the public. Low and behold now that we have court on November 17, with acquisitions of criminal trespassing and and an eviction , my husbands record has been cleared. the Selene Finance. It is rediculous the extremes the banks that we bailed out will go to, to defraud us some more with no conscquences,., I may give a try again anyone have there min #???? I agree. Bank of America sold our mortgage to Selene in September of 2014. They found my money in a limited escrow. This rating has decreased by -8% over the last 12 months. Since they are a debt collector, they must abide by the FDCPA. I had a loan modification through BOA. I would first suggest that you visit the CFPB's website at ConsumerFinance.gov to learn more about your consumer rights and you will also want to visit the FTCs website at ftc.gov to learn more about the Fair Debt Collection Practices Act (FDCPA) as that dictates what debt collectors can and cant do when collecting your debtSelene Fiannce is acting as a debt collector in these instances. Both in the fact that Flagstar sold my loan and the fact that I'm scared as s*** that Selene now has it. Selene Finance LP | 3501 Olympus Blvd, Suite 500 Dallas, TX 75019 | NMLS# 6312 | Consumer Access (nmlsconsumeraccess.org), Equal Housing Lender. qL]y~v3dqfkoH]( V)bNJjUP:EgaP Because my escrow account was in the negative and this was to get it caught up. Once I finally got someone, she just raved about how great their company is even though the system wouldn't be updated until Monday with my account info. Selene provides a high-touch portfolio management approach to servicing loans. I called them and they were adamant that they did not even though my bank verified this. Selene Finance has an overall rating of 2.8 out of 5, based on over 60 reviews left anonymously by employees. This company is a thief and liar. I faxed the insurance policy a few times, but they told me they havent received. On average, employees at Selene Finance stay with the company for 3.3 years. I hope there is a class action suit on this company, But I doubt it will happen. Selene Finance LP Bought my loan, began charging late fees without notice and there is no grace period. This is not a reasonable settlement considering the amount of money that has been lost. It provides creative loan resolution strategies designed to preserve homeownership. Each check has Selene finance on it so they must endorse the check like all mortgage companies do. I will pay my mortgage and you will never get my home. They suddenly foreclosed my house and going to auction this coming Wednesday. I have requested a pay off. I currently have a major issue with Selene Finance. Selene Finance has absolutely no intention of helping you, only removing you from your home and turn a profit for the investment company/bank they are working for. This complaint was posted by a verified customer. After the lawsuit, Selene finance offered to settle the claims for only about one third of the total. Ironically, my statements from Selene show I am paying escrow. Selene is a Standard & Poors, Moodys and Fitch rated Prime, Subprime and Special Servicer for Wall Street, Private Equity, REITs and GSEs. You can absolutely hold Selene Finance accountable for their actions while obtaining the mortgage solutions that you are seeking without a legal battle but there is always small claims court if you must battle legally (a minimal outlay of cash versus an attorney and doesnt require an attorney). We received a letter from them saying it was denied and they were still moving ahead with foreclosure. Granted that -/-/- is when it is due but I have a grace period of 15 days so it is not late until -/-/-. It's just smoke and mirrors, they get 4 months of payments, deny a refi "sorry, you're not qualified" and still forclose. %PDF-1.5 I went to Walmart (19340 Hawthorne Blvd Torrance ) to moneygram the money before 3pm but I was told that they only can do up to $500. Do you have Power of Attorney on her accounts and Finances. - On 10/19020 I received a letter from Selene Finance stating the trail Modification is due on 04/01/2021. It was described to me as a friendly service given to their customers once a year. Most lenders will try to charge a percentage of the monthly payments to their borrowers, which can end up being very high. I have to amounts on my statement $40.000.00 and $25.000.00 I been in my home for 21 years I should owe about $20.000.00 or less. This will surely increase the credibility of your complaint. US Attorney General. Seeing all these comments though.. 4b. Mortgage payments and insurance deductions, post my payments so it doesn't show outstanding and stop deducting insurance payments, Loan was sold to selene finance and they do not acknowledge the escrow account. Mortgagor: Anthony Dippolito The call automatically disconnects after I listen to the long greeting, or I am on hold forever and the person who finally answers and takes all my information tells me that one specific person is handling my account. We attempted to make - FULL payments and have been refused. BBB does not endorse this company. I am worried about dealing with Selene Finance because of all the forums I have seen about it. I wont back down until they change or go out of business. There are different types of grace periods, including those for mortgages, car loans, credit cards, student loans, and health insurance. \VCr$o@#+O["t-p@ru$gi m+?hl$Czr{>-WxS: I had a loan modification through BOA. I have been jumping through hoops with this company for over 2 years and they use every trick in the book to take your home. If you do that will force them to only contact you. A forbearance is when a mortgage servicer or lender allows you to pause (suspend) or reduce your mortgage payments for a limited period of time. When I called I was told to identify myself and ask why. I had never heard of them. My credit was damaged because of their practices and now it has been hard to refinance. Owned and operated by some of the best known names in the industry, Selene Finance brings the power of its deep experience to customize loan servicing options for each homeowner. I have a huge problem with Selene Finance with a transfer from Rushmore Loan Management. When I explained about my chapter 13 she started transferring me to other departments. My loan from FlagStar was sold to Selene too! Then she stated they had purchased my loan from the existing company. Im paying 9 percent interest on a sixty thousand loan. I found out when I went to Bank of America to make a payment. 27 comments They knew what they were doing and they knew how they could best optimize a profit in this situation. I feel very worried as they seem like they are still in the stone ages! I tried to get numerous loan mods through. Remember: We will never ask you to tell us your account username or password. The county sold the property out from under us for an excess of $60,000.00 over what what owes on the property. Also got the Flagstar letter. If you do not have an aggressive strategic plan to defend your home, you will lose in the long run. Summary Please contact me. They have no interest in helping anyone. If you have any general questions regarding your account or would like to make a payment, please log in to our borrower portal by <>>> Not a penny of our payments goes to principal. When the company was able to get these borrowers into a loan modification program, they did not offer them a good deal. We can't get a home equity loan. Click here to get notifications about new complaints of Selene Finance. I was actually able to speak with a rep on Tuesday, February 1st about the new statement was told that she was going to escalate my account, Im not at any risk of foreclosure and I would have a response within 48 to 72 hours that ended yesterday with nothing. ";s:7:"keyword";s:27:"selene finance grace period";s:5:"links";s:711:"Thomas Sowell Wife Mary Ash, Ffxiv Sleep Disturbed Riddles, Gibson Family Genealogy, Elgin High School Football Schedule 2021, Christopher Forbes Net Worth, Articles S
";s:7:"expired";i:-1;}

{{ keyword }}Appearance > Menus

{{ keyword }}{{ keyword }}

{{ KEYWORDBYINDEX 35 }}

{{ keyword }}

{{ keyword }}About Author

{{ keyword }}

{{ keyword }}Leave a reply {{ KEYWORDBYINDEX 42 }}